Effective Date: 11/8/2025
Please read these Terms of Service (“Terms”) carefully before using the Castle Pines Insurance Brokers website (castlepinesbrokers.com). These Terms govern your use of the site and form a binding agreement between you and Castle Pines Insurance Brokers. By accessing or using the site, you agree to these Terms. If you do not agree, do not use the site.
1) Website Use and Access
- Eligibility. You must be at least 18 years old to use this site.
- License. We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the site for lawful, informational purposes only.
- User Responsibilities. You are responsible for any activity under your account and for keeping your information secure. You agree to follow all applicable laws.
2) Nature of Services
- General Information Only. Content on this site is for general information. It is not legal, financial, or insurance advice.
- No Binding or Sales on the Site. The site does not bind coverage, change coverage, or issue policies. Quotes, advice, underwriting, and policy servicing are handled by licensed insurance professionals outside this site.
- Lead and Referral Activity. If this site collects your information to connect you with a licensed professional, you consent to that transfer. Any resulting services are subject to that professional’s terms and licenses.
3) Prohibited Conduct
You agree not to misuse the site. Do not attempt unauthorized access, interfere with operation, scrape or harvest data, or use the site to transmit malware, spam, or harmful content.
4) Intellectual Property
- Ownership. The site and its content, including text, graphics, logos, and software, are owned by Castle Pines Insurance Brokers or its licensors and are protected by law.
- Restrictions. Do not copy, modify, distribute, display, perform, create derivative works from, or use the content without prior written permission.
5) Privacy
Your use of the site is subject to our Privacy Policy. By using the site, you consent to the practices described there.
6) Third-Party Links and Tools
The site may link to third-party websites or use third-party tools. We do not control those sites or tools and are not responsible for their content or practices. Use them at your own risk and review their terms and privacy policies.
7) Disclaimers
- As-Is Basis. The site is provided “as is” and “as available.” We do not warrant accuracy, completeness, uptime, or fitness for a particular purpose.
- No Guarantee of Quotes or Coverage. We do not guarantee that any professional will offer a quote, that coverage will be available, or that any price will meet your expectations.
8) Limitation of Liability
To the maximum extent permitted by law, Castle Pines Insurance Brokers and its owners, officers, employees, and agents are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of the site. Our total liability for any claim will not exceed one hundred dollars ($100).
9) Indemnification
You agree to defend, indemnify, and hold harmless Castle Pines Insurance Brokers and its affiliates, officers, employees, and agents from any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of your use of the site or your violation of these Terms.
10) Changes to the Site and Terms
We may update, suspend, or discontinue any part of the site at any time. We may also update these Terms. The “Effective Date” will show the latest version. Continued use of the site after changes means you accept the updated Terms.
11) Compliance and Licensing
Insurance services are provided only by properly licensed entities or individuals. Availability of products and programs may vary by state and carrier. Nothing on this site overrides any insurer’s underwriting, eligibility, or policy terms.
12) Governing Law and Venue
These Terms are governed by the laws of the State of Colorado, without regard to conflict of laws rules. You agree to the exclusive jurisdiction and venue of the state or federal courts located in Colorado for any dispute arising from these Terms or the site.
13) Severability; Waiver
If any provision is found unenforceable, the remaining provisions remain in effect. A waiver of any provision is not a continuing waiver.
14) Contact Us
Questions about these Terms: [email protected]
Last Updated: 11/8/2025
